Home Mortgage Loans

Home Mortgage Program

HOME MORTGAGE PROGRAM

FAST AND SIMPLE APPROVAL OF YOUR LOAN

DOWN PAYMENT AS LOW AS 10%

NO “POINTS” ON ADJUSTABLE RATE MORTGAGE 

 NO “APPLICATION FEE”

 NO “CREDIT REPORT FEE”

TYPES OF LOANS AVAILABLE

All adjustable rate loans are based on the 3 Year U.S. Treasury Note Index.

The Treasury Note Index is not under the bank’s control.

            Adjustable Rate Mortgage with a fixed interest rate period from 5 years up to 15 years – then adjusted every six months with a 1% increase cap and a maximum lifetime rate increase of 5% over the beginning rate. 

10 TO 30 YEAR TERMS

LOT OR ACREAGE LOANS ALSO AVAILABLE

NOTICE:  THIS INFORMATION WAS NOT COMPLIED IN ACCORDANCE WITH GOVERNMENT

REGULATIONS.  PLEASE SEE ONE OF OUR LOAN OFFICERS FOR FULL DETAILS. 

PLEASE SEE ONE OF OUR OFFICERS FOR LOAN APPLICATION AND LOAN DISCLOSURES.