Checking Accounts

Personal Checking Account

  • $100 needed to open the account
  • Unlimited check-writing privileges
  • 24-hour online banking and telephone banking with no monthly fee
  • Visa debit card (upon approval) with no monthly fee
  • No maintenance fees as long as a minimum of $500 average daily balance is maintained for the monthly statement cycle.
  • If the average daily balance falls below $500 a service charge fee of $5 will be imposed

BanClub Account

  • $100 needed to open the account
  • Unlimited check-writing privileges
  • 24-hour online banking and telephone banking with no monthly fee
  • Visa debit card (upon approval) with no monthly fee
  • A service charge fee will be charged to this account depending on the amount of insurance coverage obtained.
Basic Plan ($10,000.00 coverage) $8.00
Personal Plan ($20,000.00 coverage) $9.00
Family Plan ($20,000.00 coverage) $10.00

Free Checking

  • $100 needed to open the account
  • Unlimited check-writing privileges
  • 24-hour online banking and telephone banking with no monthly fee
  • Visa debit card (upon approval) with no monthly fee
  • No service charge
  • No minimum balance required
  • No statement mailed, Free e-Statement

Classic 50

  • Must be 50 years of age or older
  • $100 needed to open the account
  • Unlimited check-writing privileges
  • 24-hour online banking and telephone banking with no monthly fee
  • Visa debit card (upon approval) with no monthly fee
  • No service charge on regular personal checking account
  • Free Money Orders
  • Free Notary Service

Now Account

  • $1,000 needed to open the account
  • 24-hour online banking and telephone banking with no monthly fee
  • Visa debit card (upon approval) with no monthly fee
  • Unlimited check-writing privileges
  • No monthly maintenance fees with balance of $1,000 or more
  • If balance falls below $1,000 on any day in the monthly statement cycle a service charge fee of $7 will be imposed.
  • A minimum balance of $1,000 in the account each day must be maintained to obtain the disclosed annual percentage yield.
  • Interest will be compounded every day using the daily balance method. Interest will be credited to your account every month.

Money Market Investment Account

  • $1,000 needed to open the account
  • 24-hour online banking and telephone banking with no monthly fee
  • Visa debit card (upon approval) with no monthly fee
  • No monthly maintenance fees with balance of $1,000 or more
  • If minimum balance falls below $1,000 in the monthly statement cycle a service charge fee of $10
  • A service fee of $5 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a monthly cycle.
  • Interest will be compounded every month using the daily balance method. Interest will be credited to your account every month