Savings Accounts

Savings Account

  • $100 needed to open the account ($25 for minors)
  • Interest will be compounded every day using the daily balance method. Interest will be credited to your account every quarter.
  • No monthly maintenance fee with average daily balance of $200 or more
  • $7.50 quarterly maintenance fee if balance falls below $200
  • No monthly maintenance fee for minors, regardless of balance
  • Up to six withdrawals per quarter at no charge; $1 per withdrawal thereafter.
  • Transfers from a Savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per monthly statement cycle.
  • 24-hour online banking and telephone banking with no monthly fee

Certificate of Deposit

  • $1,000 needed to open any CD
  • Current market interest rate earned
  • Maturities available from 30 days to five years