Deposit Account Rates

Effective as of: 1/7/2014

Personal Rates

Account Minimum Balance Interest Rate APY*
Savings Account $0.00 .10% .10%
Now Checking Account $1,000.00 .10% .10%
Money Market Accounts 1000.01 to $25,000 .05% .05%
  $25,000.01 to $50,000 .10% .10%
  $50,000.01 to $100,000 .10% .10%
  $100,000.01 to $1,000,000 .15% .15%
*Additional rates are available for larger amounts.

*APY = Annual Percentage Yield
Fees applied may effect APY.

Certificates of Deposit

Term Minimum Balance Interest Rate APY* Compounded
3 Months $1,000.00 0.10% 0.10% Quarterly
6 Months $1,000.00 0.20% 0.20% Quarterly
12 Months $1,000.00 0.40% 0.40% Quarterly
18 Months $1,000.00 0.55% 0.55% Quarterly
24 Months $1,000.00 0.70% 0.70% Quarterly
30 Months $1,000.00 0.80% 0.80% Quarterly
36 Months $1,000.00 0.95% 0.95% Quarterly
60 Months $1,000.00 1.14% 1.15% Quarterly

 *APY = Annual Percentage Yield

**Early withdrawal penalty may apply.
**Rates subject to change without notice.
**Stated CD rate is for existing customer only.  Non customers will receive a rate of .25% less than the rate listed above.