Skip Navigation Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
FDIC Logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Home Loan Rates

Effective as of 2/11/2025

Our competitive mortgage rates are further enhanced by closing costs that are generally much lower than our competitors.

Regular Program for Homestead Property

20% down

Term
10 Year Fixed Rate (10 Yr. Amortization)
15 Year Fixed Rate (15 Yr. Amortization)
20 Year Fixed Rate (20 Yr. Amortization)
15 Year Fixed Rate (30 Yr. Amortization)
15 Year Fixed Rate (30 Yr. Amortization)

Regular Program for Homestead Property

Reduced Down Payment

Term
10 Year Fixed Rate (10 Yr. Amortization)
15 Year Fixed Rate (15 Yr. Amortization)
10 Year Fixed Rate (20 Yr. Amortization)

Second Home Rates

20% Down

Term
10 Year Fixed Rate (10 Yr. Amortization)
15 Year Fixed Rate (15 Yr. Amortization)
20 Year Fixed Rate (20 Yr. Amortization)
15 Year Fixed Rate (30 Yr. Amortization)
15 Year Fixed Rate (30 Yr. Amortization)

Home Equity Loan Rates

Up to 70% max loan to value

Term
5 Year Fixed Rate
10 Year Fixed Rate
15 Year Fixed Rate

Disclosures

Available if Qualified.  Ask your Mortgage Loan Officer for details.

Adjustable Rate Mortgage (ARM) products, interest is fixed for a set period of time, and adjusts periodically thereafter. Interest and payment may increase at end of fixed rate period.

Our ARMs have a fixed rate for various terms, after which the rate adjusts annually.

Escrow required.

National Mortgage Licensing System Institution ID: 472617