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Personal Checking Accounts

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Personal Checking Account

  • $200 needed to open the account
  • Unlimited check-writing privileges
  • 24-hour online banking and telephone banking with no monthly fee
  • Mastercard debit card (upon approval) with no monthly fee
  • If minimum balance falls below $200 in the monthly statement cycle a service charge fee of $5

First Class Checking Account

  • $100 needed to open the account
  • Unlimited check-writing privileges
  • 24-hour online banking and telephone banking with no monthly fee
  • Mastercard debit card (upon approval) with no monthly fee
  • No service charge
  • No minimum balance required
  • If average balance is below $500 and no activity for 6 months an inactivity fee of $5 will be imposed
  • No statement mailed, Free e-Statement

Now Account

  • $1,000 needed to open the account
  • 24-hour online banking and telephone banking with no monthly fee
  • Mastercard debit card (upon approval) with no monthly fee
  • Unlimited check-writing privileges
  • No monthly maintenance fees with balance of $1,000 or more
  • If balance falls below $1,000 on any day in the monthly statement cycle a service charge fee of $7 will be imposed.
  • A minimum balance of $1,000 in the account each day must be maintained to obtain the disclosed annual percentage yield.
  • Interest will be compounded every day using the daily balance method. Interest will be credited to your account every month.

Money Market Investment Account

  • $1,000 needed to open the account
  • 24-hour online banking and telephone banking with no monthly fee
  • Mastercard debit card (upon approval) with no monthly fee
  • No monthly maintenance fees with balance of $1,000 or more
  • If minimum balance falls below $1,000 in the monthly statement cycle a service charge fee of $15
  • A service fee of $5 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a monthly cycle.
  • Interest will be compounded every day using the daily balance method. Interest will be credited to your account every month